@font-face{font-family:Inter;font-style:normal;font-weight:100 900;font-display:swap;src:url(/fonts/InterVariable.woff2) format("woff2-variations"),url(/fonts/InterVariable.woff2) format("woff2")}@font-face{font-family:Fraunces;font-style:normal;font-weight:400 600;font-display:swap;src:url(/fonts/Fraunces-Roman.woff2) format("woff2-variations"),url(/fonts/Fraunces-Roman.woff2) format("woff2")}:root{--navy: #0D3B7F;--navy-ink: #08234D;--cream: #F6F3EC;--sand: #ECE7DA;--white: #ffffff;--ink: #17223A;--muted: #5E6779;--gold: #B8923A;--gold-soft: #F3E9CF;--line: rgba(23, 34, 58, .14);--line-on-dark: rgba(255, 255, 255, .2);--shadow: 0 1px 2px rgba(23, 34, 58, .05), 0 12px 32px -16px rgba(23, 34, 58, .22);--sans: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;--serif: "Fraunces", Georgia, "Times New Roman", serif;--wrap: 1140px;--gutter: clamp(1.25rem, 5vw, 3rem);--radius: 18px}*{box-sizing:border-box}html,body{margin:0;padding:0}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}body{font-family:var(--sans);font-size:17px;line-height:1.6;color:var(--ink);background:var(--cream);font-optical-sizing:auto}img{max-width:100%;height:auto}a{color:inherit}main{display:block}.wrap{max-width:var(--wrap);margin:0 auto;padding-left:var(--gutter);padding-right:var(--gutter)}.band{padding:clamp(3.5rem,7vw,6rem) 0}.band-cream{background:var(--cream)}.band-white{background:var(--white);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.band-sand{background:var(--sand)}.band-navy{background:var(--navy);color:var(--white)}.band-slim{padding:clamp(2rem,4vw,3rem) 0}.pill{display:inline-block;margin:0 0 1.25rem;padding:.4rem .8rem;border-radius:999px;background:var(--gold-soft);color:var(--navy);font-size:11.5px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;line-height:1}.band-navy .pill{background:#ffffff1f;color:var(--white)}.display{font-family:var(--serif);font-weight:500;font-size:clamp(2.5rem,5.4vw,4.1rem);line-height:1.04;letter-spacing:-.015em;color:var(--navy);margin:0 0 1.25rem}.band-navy .display{color:var(--white)}.h2{font-family:var(--serif);font-weight:500;font-size:clamp(1.9rem,3.4vw,2.6rem);line-height:1.1;letter-spacing:-.01em;color:var(--navy);margin:0 0 1rem}.band-navy .h2{color:var(--white)}.hl{background-image:linear-gradient(transparent 72%,var(--gold-soft) 72%);background-repeat:no-repeat;padding:0 .05em}.band-navy .hl{background-image:linear-gradient(transparent 72%,#ffffff2e 72%)}.lead{font-size:clamp(1.08rem,1.5vw,1.22rem);line-height:1.6;color:var(--muted);max-width:34em;margin:0 0 1.75rem}.band-navy .lead{color:#ffffffd6}.prose{max-width:38em}.prose p{margin:0 0 1em;font-size:17px;line-height:1.65;color:#3a4459}.prose p:last-child{margin-bottom:0}.policy h2{font-family:var(--serif);font-weight:500;font-size:1.35rem;line-height:1.25;color:var(--navy);margin:2rem 0 .5rem}.policy h2:first-child{margin-top:0}.policy ul{margin:0 0 1em;padding-left:1.2em}.policy li{margin:0 0 .6em;font-size:17px;line-height:1.65;color:#3a4459}.policy strong{color:var(--navy);font-weight:600}.policy a{overflow-wrap:anywhere}.band-navy .prose p{color:#ffffffd6}.textlink{font-weight:600;color:var(--navy);text-decoration:underline;text-decoration-color:var(--gold);text-decoration-thickness:2px;text-underline-offset:5px}.textlink:hover{text-decoration-color:var(--navy)}.textlink-arrow:after{content:" →"}.band-navy .textlink{color:var(--white);text-decoration-color:#ffffff80}.two-col{display:grid;grid-template-columns:1fr;gap:2.5rem;align-items:start}@media(min-width:860px){.two-col{grid-template-columns:5fr 7fr;gap:4.5rem}}.sticky{position:sticky;top:2rem}.hero{padding:clamp(3rem,7vw,5.5rem) 0 clamp(3rem,7vw,5rem)}.hero-text>*{max-width:36rem}.hero-short{padding:clamp(2.5rem,5vw,4rem) 0}.hero-short .hero-text>*{max-width:40rem}.cta-row{display:flex;flex-wrap:wrap;gap:.75rem;margin-top:.5rem}.btn{display:inline-flex;align-items:center;gap:.5rem;font-family:var(--sans);font-size:15px;font-weight:600;line-height:1;padding:.95rem 1.35rem;border-radius:999px;border:1.5px solid transparent;text-decoration:none;cursor:pointer;transition:background-color .15s ease,color .15s ease,border-color .15s ease,transform .15s ease}.btn:hover{transform:translateY(-1px)}.btn-arrow:after{content:"→"}.btn-primary{background:var(--navy);color:var(--white);border-color:var(--navy)}.btn-primary:hover{background:var(--navy-ink);border-color:var(--navy-ink)}.btn-secondary{background:transparent;color:var(--navy);border-color:#0d3b7f59}.btn-secondary:hover{border-color:var(--navy)}.band-navy .btn-primary{background:var(--white);color:var(--navy);border-color:var(--white)}.band-navy .btn-primary:hover{background:var(--cream);border-color:var(--cream)}.band-navy .btn-secondary{color:var(--white);border-color:#ffffff80}.band-navy .btn-secondary:hover{border-color:var(--white)}.site-header{background:var(--navy-ink);color:var(--white)}.site-header .wrap{display:flex;flex-wrap:wrap;align-items:center;gap:.75rem 2rem;min-height:70px;padding-top:.7rem;padding-bottom:.7rem}.brand{display:flex;align-items:center;gap:.7rem;color:var(--white);text-decoration:none;margin-right:auto}.brand img{width:38px;height:38px}.brand-name{font-family:var(--serif);font-weight:500;font-size:19px;letter-spacing:-.005em;line-height:1}.site-nav{display:flex;flex-wrap:wrap;align-items:center;gap:.25rem 1.5rem}.site-nav a{font-size:12.5px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:#fffc;text-decoration:none;padding:.35rem 0}.site-nav a:hover{color:var(--white)}.site-nav a[aria-current=page]{color:var(--white);box-shadow:inset 0 -2px 0 var(--gold)}.site-nav .nav-cta{background:var(--white);color:var(--navy);border-radius:999px;padding:.6rem 1rem;box-shadow:none}.site-nav .nav-cta:hover{background:var(--cream);color:var(--navy)}.site-nav .nav-cta[aria-current=page]{box-shadow:none;color:var(--navy)}@media(max-width:760px){.brand{width:100%}.site-nav{width:100%;gap:.25rem 1rem;padding-bottom:.25rem}.site-nav a{font-size:11.5px}}.stats{display:grid;grid-template-columns:1fr 1fr;gap:1.5rem 0}@media(min-width:860px){.stats{grid-template-columns:repeat(var(--cols, 4),1fr)}}.stat{padding:.25rem 1.5rem .25rem 0}@media(min-width:860px){.stat+.stat{border-left:1px solid var(--line);padding-left:1.75rem}}@media(max-width:859px){.stat:nth-child(2n){border-left:1px solid var(--line);padding-left:1.25rem}}.stat-value{display:block;font-family:var(--serif);font-weight:500;font-size:clamp(1.9rem,3.4vw,2.7rem);line-height:1;color:var(--navy);letter-spacing:-.01em}.stat-label{display:block;margin-top:.55rem;font-size:13.5px;color:var(--muted);line-height:1.4}.marks{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:1fr;gap:1.5rem 2rem}@media(min-width:720px){.marks{grid-template-columns:repeat(var(--cols, 3),1fr)}}.marks li{position:relative;padding-top:1rem;border-top:2px solid var(--line);font-size:16px;line-height:1.55;color:#3a4459}.marks li:before{content:"";position:absolute;top:-2px;left:0;width:2.5rem;height:2px;background:var(--gold)}.marks li strong{display:block;font-family:var(--serif);font-weight:500;font-size:1.25rem;color:var(--navy);margin-bottom:.3rem;line-height:1.25}.band-navy .marks li{color:#ffffffd6;border-top-color:var(--line-on-dark)}.band-navy .marks li strong{color:var(--white)}.marks.stack{grid-template-columns:1fr;gap:1.1rem}.marks.stack li{padding-top:.85rem}.cards{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:1fr;gap:1.25rem}@media(min-width:680px){.cards{grid-template-columns:repeat(2,1fr)}}.card{position:relative;display:flex;flex-direction:column;gap:.5rem;background:var(--white);border-radius:var(--radius);padding:1.75rem 1.6rem 1.6rem;box-shadow:var(--shadow);overflow:hidden;text-decoration:none;color:inherit;transition:transform .15s ease,box-shadow .15s ease}.card:before{content:"";position:absolute;top:0;left:1.6rem;right:1.6rem;height:3px;background:var(--gold);border-radius:0 0 3px 3px}a.card:hover{transform:translateY(-2px);box-shadow:0 2px 4px #17223a0f,0 18px 40px -16px #17223a47}.card-kicker{font-size:11.5px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}.card-title{font-family:var(--serif);font-weight:500;font-size:1.45rem;line-height:1.2;color:var(--navy);margin:.2rem 0 0}.card-body{font-size:15.5px;line-height:1.55;color:#3a4459;margin:0}.card-link{margin-top:auto;padding-top:.9rem}.band-navy .card{box-shadow:none}.timeline{list-style:none;padding:0;margin:2rem 0 0;display:grid;grid-template-columns:1fr;gap:1.5rem;position:relative}@media(min-width:860px){.timeline{grid-template-columns:repeat(4,1fr);gap:2rem}}.tl{position:relative;padding-top:1.6rem}.tl:before{content:"";position:absolute;top:.45rem;left:0;right:-2rem;height:2px;background:var(--line)}.tl:last-child:before{right:0}.tl:after{content:"";position:absolute;top:0;left:0;width:14px;height:14px;border-radius:50%;background:var(--gold);border:3px solid var(--cream);box-shadow:0 0 0 1px var(--gold);box-sizing:border-box}.band-white .tl:after{border-color:var(--white)}@media(max-width:859px){.tl{padding:0 0 0 2rem}.tl:before{top:0;bottom:-1.5rem;left:6px;right:auto;width:2px;height:auto}.tl:last-child:before{bottom:0}.tl:after{top:.2rem;left:0}}.tl-time{display:block;font-size:11.5px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin-bottom:.4rem}.tl-title{font-family:var(--serif);font-weight:500;font-size:1.3rem;line-height:1.2;color:var(--navy);margin:0 0 .4rem}.tl-body{font-size:15px;line-height:1.55;color:#3a4459;margin:0}.criteria-table{width:100%;border-collapse:collapse;font-size:16.5px}.criteria-table th,.criteria-table td{text-align:left;vertical-align:top;padding:.95rem .25rem;border-bottom:1px solid var(--line)}.criteria-table tbody tr:first-child th,.criteria-table tbody tr:first-child td{border-top:2px solid var(--line)}.criteria-table tbody th{font-weight:600;width:38%;color:var(--navy);padding-right:1.5rem}.criteria-table tbody td{color:#3a4459}@media(max-width:560px){.criteria-table{font-size:15.5px}.criteria-table tbody th{width:42%;padding-right:.75rem}}.faq-list{list-style:none;padding:0;margin:0;max-width:48em;display:flex;flex-direction:column;gap:1rem}.faq-item{background:var(--white);border-radius:var(--radius);padding:1.5rem 1.75rem;box-shadow:var(--shadow)}.faq-q{font-family:var(--serif);font-weight:500;font-size:1.35rem;line-height:1.25;color:var(--navy);margin:0 0 .5rem}.faq-a{margin:0;font-size:16px;line-height:1.6;color:#3a4459}.form-card{background:var(--white);border-radius:24px;padding:clamp(1.5rem,3vw,2.5rem);box-shadow:var(--shadow)}.lead-form{max-width:48rem}.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}.form-grid{display:grid;grid-template-columns:1fr;gap:1.1rem 1.25rem}@media(min-width:640px){.form-grid{grid-template-columns:1fr 1fr}.field-wide{grid-column:1 / -1}}.field{display:flex;flex-direction:column;gap:.4rem;font-size:13.5px;font-weight:600;color:var(--ink)}.field em{font-style:normal;font-weight:400;color:var(--muted)}.field input,.field select,.field textarea{font-family:var(--sans);font-size:16px;padding:.8rem .95rem;border-radius:10px;border:1px solid var(--line);background:#fbfaf7;color:var(--ink);width:100%}.field textarea{resize:vertical;min-height:6rem}.field input:focus,.field select:focus,.field textarea:focus{outline:2px solid rgba(13,59,127,.45);outline-offset:1px;background:var(--white)}.form-note{font-size:13.5px;line-height:1.5;margin:1.25rem 0;color:var(--muted)}.form-privacy{margin:.9rem 0 0}.form-note a{color:inherit;text-underline-offset:3px}.statement{text-align:center}.statement>*{margin-left:auto;margin-right:auto}.statement .mark{width:52px;height:52px;margin-bottom:1.25rem;opacity:.9}.statement .h2{max-width:20em;font-size:clamp(2rem,3.8vw,2.9rem)}.statement .lead{max-width:32em}.statement .cta-row{justify-content:center}.site-footer{background:var(--white);border-top:1px solid var(--line);color:#3a4459;font-size:14.5px;line-height:1.6}.footer-grid{display:grid;grid-template-columns:1fr;gap:2rem;padding:clamp(2.5rem,5vw,3.5rem) 0 2rem}@media(min-width:760px){.footer-grid{grid-template-columns:1.6fr 1fr 1fr 1.2fr;gap:2rem}}.footer-brand{display:flex;align-items:center;gap:.7rem;color:var(--navy);text-decoration:none;margin-bottom:.8rem}.footer-brand .mark-box{width:36px;height:36px;border-radius:9px;background:var(--navy);display:flex;align-items:center;justify-content:center}.footer-brand .mark-box img{width:24px;height:24px}.footer-brand span:last-child{font-family:var(--serif);font-weight:500;font-size:17px}.footer-col h2{font-size:11.5px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin:0 0 .8rem}.footer-col ul{list-style:none;padding:0;margin:0}.footer-col li{margin-bottom:.4rem}.footer-col a{color:var(--navy);text-decoration:none}.footer-col a:hover{text-decoration:underline;text-underline-offset:3px}.footer-col address{font-style:normal}.footer-col p{margin:0 0 .5rem}.footer-bottom{border-top:1px solid var(--line);padding:1.1rem 0 1.5rem;display:flex;flex-wrap:wrap;justify-content:space-between;gap:.5rem 1.5rem;font-size:12.5px;color:var(--muted)}